Money Transfer Comparison from Germany to India
EUR
Live rate
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Provider ranking
Bank transferAmount received on a 500 EUR bank transfer, fees and exchange rate included. Best first.
| Service | Rate applied | Fee | Recipient gets |
|---|---|---|---|
| 1Profee | 107,1436 | 1,00 EUR | 53 464 INR |
| 2LemFi | 106,0000 | 0 EUR | 52 999 INR |
| 3MoneyGram | 106,1963 | 2,99 EUR | 52 780 INR |
| 4XE | 105,8930 | 1,99 EUR | 52 735 INR |
| 5WorldRemit | 105,8132 | 1,99 EUR | 52 696 INR |
| 6Wise | 106,0380 | 3,84 EUR | 52 611 INR |
| 7Xoom | 105,0643 | 0 EUR | 52 532 INR |
| 8Remitly | 105,5400 | 2,99 EUR | 52 454 INR |
| 9Paysend | 105,6593 | 4,00 EUR | 52 407 INR |
| 10Ria Money Transfer | 105,8400 | 6,00 EUR | 52 284 INR |
| 11Western Union | 102,7568 | 2,90 EUR | 51 080 INR |
| 12Skrill | 102,1820 | 5,00 EUR | 50 580 INR |
Mid-market rate : 106,0828 INR/1 EUR.
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Cash Pickup & Local Partners
Your recipient can collect cash from these trusted local partners.
SBI★4.3/5
HDFC Bank★4.4/5
ICICI Bank★4.3/5
Axis Bank★4.1/5
Muthoot Finance★4/5
Frequently Asked Questions — Money Transfers to India
Wise and Remitly are consistently among the cheapest for bank transfers to India. Use our comparison to see the exact INR amount your recipient receives. India is one of the most competitive remittance corridors globally.
Compare multiple providers on IdealRemit. The interbank EUR/INR rate is the benchmark — the closer a provider's rate, the less hidden margin you pay. Wise consistently offers the interbank rate. UK→India and US→India are among the cheapest corridors globally.
Yes. Bank transfers via NEFT or IMPS are the most common method — most Indian bank accounts are eligible. Recipients can also receive via mobile wallets like PhonePe, Google Pay, or Paytm, depending on the provider you use.
Remitly Express and ACE Money Transfer offer transfers in minutes. Bank transfers via Wise or Remitly Economy take 1–2 business days. Western Union cash pickup is available within the hour at thousands of agent locations across India.
Yes. Online platforms like Wise and Remitly operate 24/7. Bank processing may be delayed on Indian public holidays (Diwali, Holi, Independence Day, etc.), but digital wallets like PhonePe typically credit instantly regardless.
For small amounts (typically up to €1,000), a government-issued ID is sufficient. Above that, providers may request proof of address. For direct bank transfers, your recipient's bank account number and IFSC code are required.
A comparison tool shows you in seconds which option is cheapest for your amount. For India, digital alternatives like Wise or Remitly are often 50–70% cheaper than Western Union for bank deposits. India is one of the fastest-improving corridors for low-cost transfers.