Find best money transfer applications from Germany to Philippines

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Provider ranking

Bank transfer

Amount received on a 500 EUR bank transfer, fees and exchange rate included. Best first.

ServiceRate appliedRecipient gets
1LemFi
70,650035 324 PHP
2Sendwave
70,310035 085 PHP
3Profee
70,131234 995 PHP
4Wise
70,477634 946 PHP
5Ria Money Transfer
70,174734 911 PHP
6WorldRemit
69,818634 909 PHP
7Paysend
70,007434 898 PHP
8MoneyGram
70,160934 870 PHP
9XE
70,257434 847 PHP
10TapTapSend
69,800034 726 PHP
11Remitly
69,490034 676 PHP
12Western Union
69,696234 645 PHP
13Xoom
68,726234 260 PHP
14Ofx
67,963333 971 PHP

Mid-market rate : 70,4836 PHP/1 EUR.

All Supported Providers

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Frequently Asked Questions — Money Transfers to the Philippines

The best money transfer app depends on your specific needs, but top providers include Western Union, MoneyGram, Remitly, Paysend, and Ria. Consider factors like exchange rates, transfer fees, delivery speed, and pickup locations. Use our comparison tool to find the best option for your specific transfer route and amount.

To find the cheapest money transfer service, compare both exchange rates and fees together. Look for providers offering promotional rates, zero-fee transfers, or first-time user discounts. Digital services like Remitly and Paysend often offer better rates than traditional services. Always calculate the total cost including both fees and the exchange rate markup.

The most reliable money transfer companies are licensed and regulated financial institutions like Western Union, MoneyGram, and Remitly. Look for providers that are regulated by financial authorities, offer money-back guarantees, have strong customer reviews, and provide 24/7 customer support. All providers we compare are licensed and secure.

To avoid high fees: 1) Compare multiple providers using our tool, 2) Look for promotional offers and first-time user discounts, 3) Consider digital-only providers that often have lower overhead, 4) Send larger amounts less frequently to reduce per-transaction costs, 5) Choose bank transfers over cash pickup when possible, and 6) Avoid airport and tourist area exchange services.

The fastest international money transfer methods are: 1) Digital wallet transfers (often instant), 2) Debit card funding with cash pickup (usually within minutes), 3) Mobile money services like Paysend or TapTapSend, and 4) Express services from major providers. Bank transfers typically take 1-3 business days but may offer better rates for larger amounts.

To get the best exchange rates: 1) Compare live rates from multiple providers, 2) Avoid airport and hotel exchange services, 3) Look for providers offering promotional exchange rates, 4) Consider the total cost (rate + fees) rather than just the exchange rate, 5) Time your transfer when your home currency is strong, and 6) Use our real-time comparison tool to find the best current rates.

Yes, it's safe to send money through licensed money transfer apps. Reputable providers use bank-level encryption, are regulated by financial authorities, and are required to follow strict anti-money laundering (AML) and know-your-customer (KYC) rules. Always verify the provider is licensed, read reviews, and never send money to unknown recipients or for suspicious purposes.

A money transfer comparison tool helps you save money by showing real-time rates and fees from multiple providers side-by-side. You can instantly see which service offers the best value for your specific transfer amount and destination. Our tool shows the exact amount your recipient will receive, helping you make an informed decision and potentially save hundreds of dollars per year.