Western Union EUR/PHP rate from Spain to the Philippines
From
To
Provider
EUR/PHP — Western Union vs Interbank
Interbank rate
Current rate
73.2470
Reference rate
72.1423
ECB reference
Period min
73.2470
Period max
73.2470
Interbank rate
Western Union PHP
Margin : -1.53%
Loss / 500 EUR : -552 PHP
Cash network : WESTERN UNION
Western Union Fees — Cash pickup
| Amount sent | Fee |
|---|---|
| 0 EUR — 100.01 EUR | 2.99 EUR |
| 100.01 EUR — 300.01 EUR | 4.99 EUR |
| 300.01 EUR — 500.01 EUR | 5.99 EUR |
| 500.01 EUR — 1,000.01 EUR | 7.99 EUR |
| 1,000.01 EUR and above | 9.99 EUR |
⚡Speed : Minutes
PromotionNo fees on your first transfer
🎁 No fees on your first transfer
Available for new customers. No promo code needed.
Conversion Table — Western Union EUR → PHP · Cash pickup
| Sent | Received | Fee |
|---|---|---|
| 1 EUR | 73.25 PHP | Fee : 2.99 EUR |
| 10 EUR | 732 PHP | Fee : 2.99 EUR |
| 20 EUR | 1 465 PHP | Fee : 2.99 EUR |
| 50 EUR | 3 662 PHP | Fee : 2.99 EUR |
| 100 EUR | 7 325 PHP | Fee : 2.99 EUR |
| 200 EUR | 14 649 PHP | Fee : 4.99 EUR |
| 300 EUR | 21 974 PHP | Fee : 4.99 EUR |
| 500 EUR | 36 623 PHP | Fee : 5.99 EUR |
| 1,000 EUR | 73 247 PHP | Fee : 7.99 EUR |
| 2,000 EUR | 146 494 PHP | Fee : 9.99 EUR |
| 5,000 EUR | 366 235 PHP | Fee : 9.99 EUR |
* Indicative rate, fees included — verify on provider website.
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🔍 Compare EUR → PHP providers from Spain →Frequently Asked Questions
The Western Union EUR/PHP rate is currently 73.2470 PHP per 1 EUR. This represents a -1.53% markup on the interbank rate, meaning -552 PHP less on a 500 EUR transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.
Western Union applies a -1.53% markup on the EUR/PHP interbank rate. On 500 EUR, your recipient gets -552 PHP less than the reference rate. Wise typically charges ~0.40% (about 144 PHP less on 500 EUR). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.
The current rate of 73.2470 PHP is below the 30-day average (73.2470). 30-day range: low 73.2470 (2026-08-21), high 73.2470 (2026-08-21).