Western Union EUR/PHP rate from Spain to the Philippines
From
To
Provider
EUR/PHP — Western Union vs Interbank
Interbank rate
Current rate
71.2461
Reference rate
70.3308
ECB reference
Period min
71.2461
Period max
71.2461
Interbank rate
Western Union PHP
Margin : -1.30%
Loss / 500 EUR : -458 PHP
Cash network : WESTERN UNION
Western Union Fees — Cash pickup
| Amount sent | Fee |
|---|---|
| 0 EUR — 100.01 EUR | 2.99 EUR |
| 100.01 EUR — 300.01 EUR | 4.99 EUR |
| 300.01 EUR — 500.01 EUR | 5.99 EUR |
| 500.01 EUR — 1,000.01 EUR | 7.99 EUR |
| 1,000.01 EUR and above | 9.99 EUR |
⚡Speed : Minutes
PromotionNo fees on your first transfer
🎁 No fees on your first transfer
Available for new customers. No promo code needed.
Conversion Table — Western Union EUR → PHP · Cash pickup
| Sent | Received | Fee |
|---|---|---|
| 1 EUR | 71.25 PHP | Fee : 2.99 EUR |
| 10 EUR | 712 PHP | Fee : 2.99 EUR |
| 20 EUR | 1 425 PHP | Fee : 2.99 EUR |
| 50 EUR | 3 562 PHP | Fee : 2.99 EUR |
| 100 EUR | 7 125 PHP | Fee : 2.99 EUR |
| 200 EUR | 14 249 PHP | Fee : 4.99 EUR |
| 300 EUR | 21 374 PHP | Fee : 4.99 EUR |
| 500 EUR | 35 623 PHP | Fee : 5.99 EUR |
| 1,000 EUR | 71 246 PHP | Fee : 7.99 EUR |
| 2,000 EUR | 142 492 PHP | Fee : 9.99 EUR |
| 5,000 EUR | 356 231 PHP | Fee : 9.99 EUR |
* Indicative rate, fees included — verify on provider website.
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🔍 Compare EUR → PHP providers from Spain →Frequently Asked Questions
The Western Union EUR/PHP rate is currently 71.2461 PHP per 1 EUR. This represents a -1.30% markup on the interbank rate, meaning -458 PHP less on a 500 EUR transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.
Western Union applies a -1.30% markup on the EUR/PHP interbank rate. On 500 EUR, your recipient gets -458 PHP less than the reference rate. Wise typically charges ~0.40% (about 141 PHP less on 500 EUR). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.
The current rate of 71.2461 PHP is below the 30-day average (71.2461). 30-day range: low 71.2461 (2026-07-07), high 71.2461 (2026-07-07).