Western Union CAD/PHP rate from Canada to the Philippines

From
To
Provider
Western Union logo
CAD/PHPWestern Union vs Interbank
Interbank rate
Current rate
45.3449
Reference rate
44.8751
ECB reference
Period min
45.3449
Period max
45.3449
CAD/PHP rate history: Western Union 45.3449 vs interbank 44.8751 PHP
Interbank rate
Western Union PHP
Margin : -1.05%
Loss / 500 CAD : -235 PHP
Cash network : WESTERN UNION
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Western Union Fees — Cash pickup
Amount sentFee
0 CAD — 100.01 CAD2.99 CAD
100.01 CAD — 300.01 CAD4.99 CAD
300.01 CAD — 500.01 CAD5.99 CAD
500.01 CAD — 1,000.01 CAD7.99 CAD
1,000.01 CAD and above9.99 CAD
Speed : Minutes
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Conversion Table — Western Union CAD → PHP · Cash pickup
SentReceivedFee
1 CAD45.34 PHPFee : 2.99 CAD
10 CAD453 PHPFee : 2.99 CAD
20 CAD907 PHPFee : 2.99 CAD
50 CAD2 267 PHPFee : 2.99 CAD
100 CAD4 534 PHPFee : 2.99 CAD
200 CAD9 069 PHPFee : 4.99 CAD
300 CAD13 603 PHPFee : 4.99 CAD
500 CAD22 672 PHPFee : 5.99 CAD
1,000 CAD45 345 PHPFee : 7.99 CAD
2,000 CAD90 690 PHPFee : 9.99 CAD
5,000 CAD226 725 PHPFee : 9.99 CAD
* Indicative rate, fees included — verify on provider website.
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Target rate(Now: 45.3449)

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Frequently Asked Questions

The Western Union CAD/PHP rate is currently 45.3449 PHP per 1 CAD. This represents a -1.05% markup on the interbank rate, meaning -235 PHP less on a 500 CAD transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.

Western Union applies a -1.05% markup on the CAD/PHP interbank rate. On 500 CAD, your recipient gets -235 PHP less than the reference rate. Wise typically charges ~0.40% (about 90 PHP less on 500 CAD). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.

The current rate of 45.3449 PHP is below the 30-day average (45.3449). 30-day range: low 45.3449 (2026-08-22), high 45.3449 (2026-08-22).