Western Union CAD/PHP rate from Canada to the Philippines
From
To
Provider
1 CAD =
45.1514PHP
Promo rate43.8575Standard rate
No fees on your first transfer
▲ +0.00% this week
45.15
30-day Low
45.15
30-day High
45.15
30-day Avg
Canada → Philippines · Live data
CAD/PHP — Western Union vs Interbank
Interbank rate
Current rate
45.1514
▲ 0.00%
Reference rate
44.5886
ECB reference
Period min
45.1514
Period max
45.1514
Interbank rate
Western Union PHP
Margin : -1.26%
Loss / 500 CAD : -281 PHP
Cash network : WESTERN UNION
Western Union Fees — Cash pickup
| Amount sent | Fee |
|---|---|
| 0 CAD — 100.01 CAD | 2.99 CAD |
| 100.01 CAD — 300.01 CAD | 4.99 CAD |
| 300.01 CAD — 500.01 CAD | 5.99 CAD |
| 500.01 CAD — 1,000.01 CAD | 7.99 CAD |
| 1,000.01 CAD and above | 9.99 CAD |
⚡Speed : Minutes
PromotionNo fees on your first transfer
🎁 No fees on your first transfer
Available for new customers. No promo code needed.
Conversion Table — Western Union CAD → PHP · Cash pickup
| Sent | Received | Fee |
|---|---|---|
| 1 CAD | 45.15 PHP | Fee : 2.99 CAD |
| 10 CAD | 452 PHP | Fee : 2.99 CAD |
| 20 CAD | 903 PHP | Fee : 2.99 CAD |
| 50 CAD | 2 258 PHP | Fee : 2.99 CAD |
| 100 CAD | 4 515 PHP | Fee : 2.99 CAD |
| 200 CAD | 9 030 PHP | Fee : 4.99 CAD |
| 300 CAD | 13 545 PHP | Fee : 4.99 CAD |
| 500 CAD | 22 576 PHP | Fee : 5.99 CAD |
| 1,000 CAD | 45 151 PHP | Fee : 7.99 CAD |
| 2,000 CAD | 90 303 PHP | Fee : 9.99 CAD |
| 5,000 CAD | 225 757 PHP | Fee : 9.99 CAD |
* Indicative rate, fees included — verify on provider website.
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Target rate(Now: 45.1514)
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🔍 Compare CAD → PHP providers from Canada →Frequently Asked Questions
The Western Union CAD/PHP rate is currently 45.1514 PHP per 1 CAD. This represents a -1.26% markup on the interbank rate, meaning -281 PHP less on a 500 CAD transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.
Western Union applies a -1.26% markup on the CAD/PHP interbank rate. On 500 CAD, your recipient gets -281 PHP less than the reference rate. Wise typically charges ~0.40% (about 89 PHP less on 500 CAD). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.
The current rate of 45.1514 PHP is below the 30-day average (45.1514). 30-day range: low 45.1514 (2026-05-23), high 45.1514 (2026-05-23).