Send Money to Pakistan from the UK — Compare GBP/PKR Rates

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How to Send Money to Pakistan from the UK in 2026

The UK is home to over 1.3 million Pakistani-British residents — the largest Pakistani diaspora outside the Middle East. Birmingham, Bradford, Manchester and London alone account for hundreds of thousands of regular remittance senders. The UK → Pakistan corridor is one of the most competitive in the world: with over 20 providers actively quoting, the gap between best and worst on a £500 transfer is about 4,865 PKR (~£13) — small in percentage terms (~2.6%) but real money over a year of monthly sends.

Most providers advertise £0 fees on this corridor — the real cost sits in the GBP/PKR exchange-rate margin. The only providers in our dataset that charge a fixed fee are Ria (£1.50) and Paysend (£1.00); everyone else is “0 fees”. In June 2026 the headline rate per pound varies from about 364 to 378 across active providers. Our live comparator shows the exact PKR amount your family receives — fees and rate markup included.

Comparison table (real data, 14 June 2026)

ProviderRate (GBP/PKR)FeeReceived on £500vs. worst
WorldRemit374.17£0187,085 PKR+4,865 PKR
Profee374.10£0187,050 PKR+4,830 PKR
Remitly373.91£0186,955 PKR+4,735 PKR
LemFi373.80£0186,900 PKR+4,680 PKR
TapTapSend373.80£0186,900 PKR+4,680 PKR
Ria374.75£1.50186,813 PKR+4,593 PKR
TalkRemit373.50£0186,750 PKR+4,530 PKR
XE373.40£0186,700 PKR+4,480 PKR
Sendwave372.86£0186,430 PKR+4,210 PKR
PandaRemit372.65£0186,325 PKR+4,105 PKR
Western Union371.57£0185,785 PKR+3,565 PKR
Dahabshiil370.88£0185,440 PKR+3,220 PKR
Paysend370.88£1.00185,069 PKR+2,849 PKR
Skrill367.78£0183,890 PKR+1,670 PKR
OFX366.73£0183,365 PKR+1,145 PKR
Xoom364.44£0182,220 PKR—

Snapshot at 14 June 2026 (providers quoting that day). Rates move in real time — re-run the comparator above for the current number for your amount.

WorldRemit delivers about 4,865 PKR more than Xoom on the same £500 transfer — roughly £13.

Quote freshness: Wise last quoted on 2026-04-18, and ACE Money Transfer, MoneyGram and Instarem stopped quoting on 2026-05-24. They were competitive in April–May (377–379) and are excluded from the 14-June snapshot above — re-run the comparator before sending to see whether they're live again.

GBP/PKR trend (March–June 2026)

The rate climbed from about 373 in March to a peak near 379 in April, held that level through May, then eased to about 374 in June. April and May were the strongest window for GBP senders — June is slightly off the peak but still above March.

MonthWorldRemitProfeeRemitlyLemFiTapTapSendRiaWestern Union
March 2026373.54375.32375.70376.48375.35376.14373.00
April 2026376.68376.95379.53378.83377.04378.51374.50
May 2026376.86377.48377.78377.57377.09378.41373.00
June 2026373.98374.45374.42374.39374.12375.57371.57

Key takeaway: the “best provider” rotates month to month. Remitly led in April (379.53 avg), Ria led in May (378.41), and Profee / Ria are jointly out front in June. Western Union has trailed throughout. The day of the month and day of the week show no reliable effect — what matters is the provider you pick on the day you send.

1.3M+
Pakistani-British residents
Birmingham, Bradford, Manchester
£4B+
Sent from UK to Pakistan/year
#2 source after Saudi Arabia
364–378
GBP/PKR range (Jun 2026)
Active-provider snapshot
70M+
JazzCash users in Pakistan
Most popular mobile wallet

UK Regulation & What It Means for Your Transfer

FCA Authorisation

Every money transfer provider operating in the UK must be authorised by the Financial Conduct Authority (FCA). WorldRemit, Remitly, Wise, TapTapSend, Western Union, MoneyGram, Ria, XE and Sendwave are all FCA-authorised for UK→Pakistan transfers. You can verify any provider's FCA status at register.fca.org.uk before sending.

Raast, JazzCash & Easypaisa

The State Bank of Pakistan's Raast instant-payment rail credits bank accounts within seconds. The two dominant mobile wallets — JazzCash (70M+ registered users) and Easypaisa (50M+) — let your family receive funds on their phone without a bank account. Most digital providers (TapTapSend, Sendwave, Remitly, WorldRemit) support direct payouts to both.

Roshan Digital Account

The Roshan Digital Account (RDA), launched by the State Bank of Pakistan, allows UK-based Pakistanis to open a Pakistani bank account remotely and invest in Naya Pakistan Certificates (government savings bonds). Several UK-based providers support direct GBP transfers into RDA accounts — useful for regular or larger transfers, and the account-holder still needs a CNIC or NICOP.

Timing & choice

Over March–June 2026 the GBP/PKR rate moved between roughly 364 and 379 across active providers — about 7,500 PKR on a £500 transfer between the highest April–May rate and the lowest June rate. The day of the month and day of the week show no reliable effect on our data; the bigger win is choosing the provider that's leading on the day you send.

Last updated: 14 June 2026 · based on 20,311 GBP/PKR rate observations, Mar–Jun 2026.

All Supported Providers

Compare rates across our trusted network of money transfer providers to find the best deal for your transfer.

We continuously expand our network to bring you more choice and better rates.

Cash Pickup & Local Partners

Your recipient can collect cash from these trusted local partners.

HBLHBL
★4.2/5
JazzCashJazzCash
★4/5
EasypaisaEasypaisa
★4.1/5
MCB BankMCB Bank
★4/5
Bank AlfalahBank Alfalah
★4.1/5
UBLUBL
★3.9/5

Frequently Asked Questions — Money Transfers to Pakistan

On June 2026 data (20,000+ rate observations), WorldRemit, Profee and Remitly offered the best net GBP/PKR value, with TapTapSend and LemFi close behind. OFX, Skrill and Xoom were the least competitive. Most providers charge £0 — the only fixed fees in the data are Ria (£1.50) and Paysend (£1.00). Use the comparison above and sort by rupees received.

With June 2026 rates, £500 ranges from about 182,220 PKR (Xoom) up to 187,085 PKR (WorldRemit) — a difference of roughly 4,865 rupees (~£13) for the same transfer. The headline rate per pound varies from about 364 to 378 across active providers.

Yes. Most digital providers — WorldRemit, Remitly, TapTapSend, XE, Sendwave, LemFi — pay into a Pakistani bank account via Raast (the State Bank of Pakistan's instant-payment rail), or to an Easypaisa or JazzCash mobile wallet, usually within minutes. You'll need the recipient's IBAN/account number or their registered wallet mobile number.

Yes. Every operator must be authorised by the Financial Conduct Authority (FCA). WorldRemit, Remitly, Wise, TapTapSend, Western Union, MoneyGram, Ria, XE and Sendwave are all FCA-authorised for GBP/PKR transfers. You can verify any provider's status at register.fca.org.uk before sending.

On our data, almost all providers advertise £0 fees on this corridor — the real cost sits in the GBP/PKR exchange-rate margin. The only providers charging a fixed fee are Ria (£1.50) and Paysend (£1.00). On £500 the gap between the best net deal (WorldRemit) and the worst (Xoom) is about 4,865 PKR ≈ £13, ~2.6% of the amount sent.

Bank deposits via Raast and Easypaisa/JazzCash wallet payouts are usually credited within minutes. Some providers quote a few hours for verification on a first transfer. Cash pickup at Pakistani agent locations is also typically available within minutes.

Over Mar–Jun 2026 the GBP/PKR rate climbed from about 373 in March to a peak near 379 in April, held that level through May, then eased to about 374 in June. The best rate of the period was during April–May; June is slightly off that peak but still above March. The day of the week and day of the month show no reliable effect — choose the right provider rather than trying to time a specific day.

The Roshan Digital Account (RDA), launched by the State Bank of Pakistan, lets overseas Pakistanis open a Pakistani bank account remotely and invest in Naya Pakistan Certificates (government savings bonds). Several UK providers support direct GBP transfers into RDA accounts — useful for regular or larger transfers. Your recipient (or you, for an RDA in your own name) will still need a CNIC or NICOP.