Western Union USD/PHP rate from the USA to the Philippines
From
To
Provider
USD/PHP — Western Union vs Interbank
Interbank rate
Current rate
63.2096
Reference rate
61.7964
ECB reference
Period min
63.2096
Period max
63.2096
Interbank rate
Western Union PHP
Margin : -2.29%
Loss / 500 USD : -707 PHP
Cash network : WESTERN UNION
Western Union Fees — Cash pickup
| Amount sent | Fee |
|---|---|
| 0 USD — 100.01 USD | 2.99 USD |
| 100.01 USD — 300.01 USD | 4.99 USD |
| 300.01 USD — 500.01 USD | 5.99 USD |
| 500.01 USD — 1,000.01 USD | 7.99 USD |
| 1,000.01 USD and above | 9.99 USD |
⚡Speed : Minutes
PromotionNo fees on your first transfer
🎁 No fees on your first transfer
Available for new customers. No promo code needed.
Conversion Table — Western Union USD → PHP · Cash pickup
| Sent | Received | Fee |
|---|---|---|
| 1 USD | 63.21 PHP | Fee : 2.99 USD |
| 10 USD | 632 PHP | Fee : 2.99 USD |
| 20 USD | 1 264 PHP | Fee : 2.99 USD |
| 50 USD | 3 160 PHP | Fee : 2.99 USD |
| 100 USD | 6 321 PHP | Fee : 2.99 USD |
| 200 USD | 12 642 PHP | Fee : 4.99 USD |
| 300 USD | 18 963 PHP | Fee : 4.99 USD |
| 500 USD | 31 605 PHP | Fee : 5.99 USD |
| 1,000 USD | 63 210 PHP | Fee : 7.99 USD |
| 2,000 USD | 126 419 PHP | Fee : 9.99 USD |
| 5,000 USD | 316 048 PHP | Fee : 9.99 USD |
* Indicative rate, fees included — verify on provider website.
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Target rate(Now: 63.2096)
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🔍 Compare USD → PHP providers from the USA →Frequently Asked Questions
The Western Union USD/PHP rate is currently 63.2096 PHP per 1 USD. This represents a -2.29% markup on the interbank rate, meaning -707 PHP less on a 500 USD transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.
Western Union applies a -2.29% markup on the USD/PHP interbank rate. On 500 USD, your recipient gets -707 PHP less than the reference rate. Wise typically charges ~0.40% (about 124 PHP less on 500 USD). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.
The current rate of 63.2096 PHP is below the 30-day average (63.2096). 30-day range: low 63.2096 (2026-08-19), high 63.2096 (2026-08-19).