Western Union USD/PHP rate from the USA to the Philippines
From
To
Provider
USD/PHP — Western Union vs Interbank
Interbank rate
Current rate
63.9901
Reference rate
62.5262
ECB reference
Period min
63.9901
Period max
63.9901
Interbank rate
Western Union PHP
Margin : -2.34%
Loss / 500 USD : -732 PHP
Cash network : WESTERN UNION
Western Union Fees — Cash pickup
| Amount sent | Fee |
|---|---|
| 0 USD — 100.01 USD | 2.99 USD |
| 100.01 USD — 300.01 USD | 4.99 USD |
| 300.01 USD — 500.01 USD | 5.99 USD |
| 500.01 USD — 1,000.01 USD | 7.99 USD |
| 1,000.01 USD and above | 9.99 USD |
⚡Speed : Minutes
PromotionNo fees on your first transfer
🎁 No fees on your first transfer
Available for new customers. No promo code needed.
Conversion Table — Western Union USD → PHP · Cash pickup
| Sent | Received | Fee |
|---|---|---|
| 1 USD | 63.99 PHP | Fee : 2.99 USD |
| 10 USD | 640 PHP | Fee : 2.99 USD |
| 20 USD | 1 280 PHP | Fee : 2.99 USD |
| 50 USD | 3 200 PHP | Fee : 2.99 USD |
| 100 USD | 6 399 PHP | Fee : 2.99 USD |
| 200 USD | 12 798 PHP | Fee : 4.99 USD |
| 300 USD | 19 197 PHP | Fee : 4.99 USD |
| 500 USD | 31 995 PHP | Fee : 5.99 USD |
| 1,000 USD | 63 990 PHP | Fee : 7.99 USD |
| 2,000 USD | 127 980 PHP | Fee : 9.99 USD |
| 5,000 USD | 319 951 PHP | Fee : 9.99 USD |
* Indicative rate, fees included — verify on provider website.
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Target rate(Now: 63.9901)
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🔍 Compare USD → PHP providers from the USA →Frequently Asked Questions
The Western Union USD/PHP rate is currently 63.9901 PHP per 1 USD. This represents a -2.34% markup on the interbank rate, meaning -732 PHP less on a 500 USD transfer. Cash pickup: Minutes (WESTERN UNION). Bank transfer: 1-2 business days.
Western Union applies a -2.34% markup on the USD/PHP interbank rate. On 500 USD, your recipient gets -732 PHP less than the reference rate. Wise typically charges ~0.40% (about 125 PHP less on 500 USD). Western Union's advantage is cash pickup through its agency network, which fully digital services don't offer.
The current rate of 63.9901 PHP is below the 30-day average (63.9901). 30-day range: low 63.9901 (2026-10-04), high 63.9901 (2026-10-04).